Stamp duty on £350,000 in Wales
LTT for a £350,000 property in Wales, 2026/27 rates.
Home mover£7,500
First-time buyer£7,500
Additional property / BTL£24,950
Effective rate (mover)2.1%
How the £7,500 is worked out
£0 – £225,000 at 0.0%£0
£225,000 – £350,000 at 6.0%£7,500
Wales has no first-time-buyer relief — standard rates apply.
Higher residential rates (separate band table, from 11 Dec 2024).
Common questions
How much stamp duty on a £350,000 house in Wales?
For 2026/27, LTT on a £350,000 home in Wales is £7,500 for a home mover — an effective rate of 2.1% of the purchase price.
Do first-time buyers pay stamp duty on £350,000?
Yes. A first-time buyer pays £7,500 on a £350,000 home in Wales.
What about a second home or buy-to-let at £350,000?
An additional property at £350,000 in Wales attracts £24,950 in LTT, £17,450 more than a main residence.
Same price elsewhere — and what you'd need to earn
Compare £350,000 in England & NI or £350,000 in Scotland. At a typical 4.5× income multiple, a £350,000 purchase needs a salary around £80,000 — see what £80,000 takes home after tax.
Estimate for 2026/27. Not financial advice.