£20,000 after tax
A £20,000 salary gives you £17,920 a year — about £1,493 a month — for the 2026/27 tax year (England, no pension).
Take-home / year£17,920
Take-home / month£1,493
Income tax£1,486
National Insurance£594
Effective tax rate10.4%
Estimate for 2026/27, England & NI, no pension or student loan. Not financial advice.